Andrei Costica
Image of Andrei Costica

Andrei Costica

Senior Associate

Email

andrei.costica@aoshearman.com

Phone

+352 44 44 5 5342

Offices

Luxembourg

V-CARD
Andrei advises on regulatory matters applicable to financial institutions with a focus on payments services, e-money products, payment infrastructures, FinTech solutions, crypto-assets, including MiCAR related issues. 

He also has a strong focus on general governance matters, outsourcing arrangements (incl. DORA), AML/CTF and conduct of business rules for professionals of the financial sector. 

Andrei joined the Luxembourg Banking Lawyers’ Association (ALJB). He is also a member of various working groups (including the Payments Cluster) at the Luxembourg Bankers' Association (ABBL). 
Andrei is an active member of our FinTech task force, supporting a wide range of clients, from established financial institutions to start-ups developing innovative solutions. 

Expertise

Experience

Representative matters

  • Andrei regularly advises payments and e-money institutions, FinTechs as well as financial institutions on regulatory matters.

Speaking Engagements

  • Speaker at the PSD3 conference organized by A&O Luxembourg and the European Commission 25 September 2023
  • Speaker at the 9th FinTech Conference organized by the University of Luxembourg, 4 October 2023

Leadership Positions And Professional Affiliations

  • Member of various ABBL task forces and working groups, such as the Payments Cluster, the Instant Payments Working Group and the PSD3/PSR Working Group.

Qualifications

Admissions

Avocat, Luxembourg Bar, 2016

Academic

LL.M, European Banking and Financial Law, University of Luxembourg, Luxembourg, 2014

Master 2, Business Law, Paris II Panthéon-Assas University, France, 2013

Master 1, Business Law, Paris-Est Créteil University, France, 2012

Disclaimer
A&O Shearman was formed on May 1, 2024 by the combination of Shearman & Sterling LLP and Allen & Overy LLP and their respective affiliates (the legacy firms). Any matters referred to above may include matters undertaken by one or more of the legacy firms rather than A&O Shearman.