Report

Financial services horizon report 2025

As the new year unfolds, governments around the world are setting new financial services legislative and regulatory priorities. Our analysis will help you navigate the evolving financial services landscape.

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Introduction

Overview of
the year ahead

Across the U.K. and EU consistent themes are competitiveness and growth, innovation, and sustainable finance. Against an increasingly polarised geopolitical backdrop, protectionism and fragmentation continue to be of concern.

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Watch the webinar

New horizons for financial services regulation

In our annual financial services horizon scanning webinar, our regulatory lawyers discuss the 2025 regulatory outlook for U.K. firms. They explore the ongoing development of the U.K.’s “smarter regulatory framework,” the EU’s competitiveness agenda, and anticipated changes in financial services regulation across banking, securities, markets, and payments sectors.

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Please note that this report does not seek to cover all regulatory developments planned for 2025 and speaks to matters known as of 31 December 2024. It does not consider changes planned for the insurance or pensions sectors. Equally, the timing of a number of updates remains uncertain, and in some instances, we are unable to identify when in 2025 they are anticipated. Furthermore, any expected date is subject to change and parliamentary time.

Horizon scanner report

pdf16.6 MB
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Financial services advisory and regulatory

Cross-sector

Article

31 Dec 2024

Dive into the report

Our report provides updates in key areas, including cross-sector regulation, sustainability and ESG, prudential regulation, markets, payments, fintech, and asset management and retail regulation. Each section is available for you to explore below or you can download the full report in PDF format above.

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Financial services advisory and regulatory

Sustainability and ESG

Article

31 Dec 2024

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Financial services advisory and regulatory

Prudential regulation

Article

31 Dec 2024

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Financial services advisory and regulatory

Financial markets

Article

31 Dec 2024

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Financial services advisory and regulatory

Payment services and payment systems

Article

31 Dec 2024

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Financial services advisory and regulatory

FinTech and digital assets

Article

31 Dec 2024

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Financial services advisory and regulatory

Asset management and retail

Article

31 Dec 2024

Report authors

This report was developed by lawyers across our U.K. and EU financial services regulatory team.  You can find links to their profiles below.
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